Gill Fielding’s Investment Property Purchase Check List covers all the positive and negative criteria for viewing properties and purchasing that first piece of prime real estate investment.

Click here to download the checklist




Well what a cold and miserable time of year it is! It can also be expensive and I’ve certainly had a burst pipe at one of my properties. At times like this it’s important to focus on the bigger picture and the larger strategy and vision – and that helps to ‘see’ the minor winter challenges in ’smaller’ focus. The challenges are always there of course but it’s important not to focus on them – as when you do, they then seem to get a great deal larger. So here’s some good news! House prices increased by 0.6 per cent in January when traditionally they are static at best, even after taking account of seasonal factors. Also, Jeremy Leaf – a former RICS residential chairman – says: “At the sharp end we have seen an uplift in terms of viewings and more confidence than we dared to expect”. That’s all good.

The other piece of news that caught my eye was that the Office of National Statistics have revealed that the self-employed are more likely to own property than employed workers, suggesting that their prospects are less fragile than might have been thought. Figures show that 73.1 per cent of employees aged between 35 and 54 have property wealth. This figure rises to 74.7 per cent for the self-employed. The numbers also reveal that 27 per cent of the self-employed aged 35 to 54 have property wealth of at least £250,000, compared with 17.6 per cent of the employed.

Now that’s interesting news – could it be that people are finally realising that being self-reliant and taking responsibility for yourself, your work and your money is a much ‘safer’ route to financial success than having a ‘JustOverBroke’!

Happy Investing!


Gill Fielding is a self-made millionaire with a no-nonsense, positive approach to finance and a personal mission to educate the nation in managing and improving their own financial position. She is best known for her appearance on Channel 4’s The Secret Millionaire when she gave away nearly £250,000 to good causes.

Gill Fielding’s Top Ten Tips for Wealth Creation
1. Understand where you want to be Everybody has wildly different perceptions about money and what wealth means – you have to discover what wealth means to you: one man’s riches may be peanuts to someone else. Think about what you really want in terms of money.

2. Work out exactly what you have

If you don’t know what you’ve got and what wealth you want to have – how on earth can you work out how to bridge the gap! Start recording your assets and liabilities and your regular cash-flows.

3. Understand your relationship to money It’s an obvious statement, but if you think you are bad at maths for examples, for sure you will be – because humans have a remarkable ability to bring their beliefs into reality. The same is true for money: if you think you are bad at it, or you are scared of money or don’t believe you are worthy of wealth – then you will never keep money until you resolve those issues.

4. Understand money flows Money is like water, it flows in and out. Unfortunately, most people let it flow out in a flood but only have a trickle coming in – so address that. Be aware of your cash flows, minimise your outflows – do you really need that gym membership for example?

5. Understand Debt There is a good debt and bad debt and understanding the difference is fundamental. Be aware of what you owe and why you owe it: dig out statements and force yourself to understand the rate you are paying on any debt and remember “Never borrow to spend – only borrow to invest”.

6. Understand the basics of compounding Compounding has the ability to make you a millionaire in your lifetime with 100% certainty – with just £2.25 per day – do you know how to do that?

7. Invest in Property Land is a scarce resource and apparently God isn’t making any more! Returns from property over time have been staggering – and often people make more money on the increased value in their own home than they do working for a living – make sure you capture some of that growth.

8. Be aware of the Governments proposals for wealth creation The Government has created many wealth making opportunities for those of us ‘in the know’, particularly in the pension’s arena. If you can overcome your ‘dislike’ of all things pensions, tax and governmental, you could get access to large injections in your wealth pool.

9. Invest in Business The key to massive growth in business value is to understand that the real success comes from making the business passive to you – any investment you can make where you don’t have to do any work but yet you reap the returns is worth investigating.

10. Celebrate and review As a nation we are very poor at celebrating our success and moving forward onto new levels. Set yourself performance goals and celebrate when you achieve them. At that stage move your wealth creation strategies up a notch – and go for it!


Following the EU referendum, one of the many implications  of ‘Brexit’ will  be an initial decline to the price of properties in the UK beginning in 2017.  The best investors in the world tend to buy low and sell high so 2017 would seem to be the best possible opportunity to capitalise on falling property prices. The property market can offer extremely high returns on capital but it is an increasingly risky industry to enter. Government blocks are creating new barriers to entry for would be investors so accredited industry qualifications are becoming essential.

Fielding Financial offer courses on how to successfully invest in property. Book yourself in for one of their FREE seminars for an in depth solution to investing in property.

for more information on how to invest in property, click  here


Prior to being able to make a claim to an employment tribunal, contacting Acas will be a required step from 6 May 2014.

http://www.acas.org.uk/index.aspx?articlei d=4028

To find out how ACAS helps employers and employees to conciliate go to:

http://www.acas.org.uk/index.aspx?articl eid=2011


Don’t let growing debts get on top of you. There are plenty of ways to handle debt issues. Believe it or not, even the richest  people have issues with bad debt so please don’t think you’re on your own. There are many different companies out there that can help you to consolidate and clear your debts. If you’re worried about the fees associated with Debt management Plans (DMP)… DON’T, there are companies out there that can offer you FREE help and advice. Below is a list of a few of them.

  1. Step Change Debt Charity                       
  2. Clear Start 
  3. Debt Centers
  4. National Debt Line
  5. Debt Advice